Important Note
重要提示
This video has been produced with reference to the materials provided by the Hong Kong Association of Banks (“HKAB”). All intellectual property rights in any part of this video that originates from the materials provided by HKAB belong to HKAB.
本影片乃參照由香港銀行公會 ("銀行公會") 所提供的教材製作。本影片中源自銀行公會所提供的教材的部份的所有知識產權屬銀行公會所有。
This video has been created solely for general information purposes, without taking into account any person’s objectives or needs. No representation or recommendation is made and no liability is accepted with regard to the suitability or appropriateness of any of the products or investments referred to in this video for any particular person’s circumstances. The information contained in this video is not professional advice and should not be relied upon by any person. This video does not constitute, nor is it intended to be, nor should it be construed as any advice, offer or solicitation to deal in any of the products or investments mentioned in this video.
本影片僅供一般資料用途，並無考慮任何人士的目標或需要而製作。本影片並無就其中所述任何產品或投資是否適合或切合任何個別人士的情況作出任何聲明或推薦，亦不會就此承擔任何責任。本影片所載資料並非專業意見，及任何人士不應對其加以倚賴。本影片並不構成，亦無意作為，也不應被詮釋為任何意見、要約或招攬投資於本影片內所述之任何產品或投資。
This video does not, and is not designed to, satisfy any particular regulatory requirements in any jurisdiction in relation to investor education or otherwise. This video has not been reviewed by any regulatory authorities in any jurisdiction.
本影片並不是，且亦非為滿足任何法域有關投資者教育或其他方面的任何特定監管要求而設計。本影片並未經任何司法權區的任何監管機構檢閱。
While China Minsheng Banking Corp., Ltd., Hong Kong Branch ("the Bank") has endeavoured to ensure the accuracy and reliability of the information contained in this video, neither the Bank nor HKAB guarantees its accuracy, completeness, reliability or fitness for any purpose. Investors should not rely on the contents of this video, but should make and rely on their own assessment and evaluation and undertake their own investigations and inquiries and seek all necessary independent advice.
盡管中國民生銀行香港分行 ("銀行) 已盡努力確保本影片所載資料的準確性及可靠性，但銀行或銀行公會並不保證其為任何目的而設的準確性、完備性、可靠性或合適性。投資者不應依賴本影片的內容，而應以他們作出及倚賴他們本身所作評估及評價，並自行進行他們本身的調查和咨詢，以及尋求所有必需的獨立意見。
To the maximum extent permitted by applicable law, HKAB and the Bank and their respective employees, agents and representatives expressly disclaim all or any liability (whether in tort or contract or otherwise) for any loss, damage, costs or expenses of any nature arising from or in connection with this video, in particular:
在適用法律允許的最大范圍下，銀行及銀行公會及彼等之雇員、代理及代表明確表示概不就有關或因本影片，特別是以下各項事宜而引起的任何性質的損失、損害、費用或開支承擔全部或任何責任（不論屬侵權行為或合約或其他方面者）:
● the contents of or omissions from this video, including any express or implied representations, statements or conclusions;
本影片的內容或任何遺漏，包括任何明示或暗示聲明、陳述或結論；
● the provision to, or use by, any person of this video or any part of it;
向任何人士提供或讓任何人士使用本影片或其任何部分；
● the preparation of the information contained in this video; and
編製本影片所載的資料；及
● any person relying on, disclosing or using any information or statement contained in or connected with this video.
任何人士倚賴、披露或使用本影片所載或有關連的任何資料或陳述。
If the liability of HKAB or the Bank or their respective employees, agents or representatives in relation to any matter relating to or arising in connection with this video is capable of limitation (but not indemnification or exclusion), it is hereby limited to the maximum extent that is permitted by law.
如銀行公會或銀行或彼等之雇員、代理人或代表就有關或因本影片而引起的任何事宜的責任可予以限製（但並非指彌償或例外情況），則謹此以法律所允許的最大范圍下予以限製。
Investment involves risks. Investors should note that value of investments will go down as well as up and past performance is not necessarily indicative of future performance. This video does not and is not intended to identify all of the risks that may be involved in the products or investments referred to in this video. Investors must make investment decisions in light of their own investment objectives, financial position and particular needs and where necessary consult their own professional advisers before making any investment. Investors should read and fully understand all the offering documents relating to such products or investments and all the risk disclosure statements and risk warnings therein before making any investment decisions.
投資涉及風險。投資者應注意，投資的價值可跌亦可昇，過往的表現不一定可以預示日后的表現。本影片並非，亦無意總覽本影片所述產品或投資可能牽涉的所有風險。投資者須基於本身的投資目標、財政狀況及特定需要而作出投資決定；在有需要的情況下，應於作出任何投資前咨詢獨立專業顧問。於作出任何投資決定前，投資者應細閱及了解有關該等產品或投資的所有銷售文件，以及其中所載的風險披露聲明及風險警告。
No part of this video may be reproduced, distributed, modified, broadcasted, hyperlinked, transmitted, or stored in a retrieval system, in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without the prior written permission of the Bank.
在事前未得銀行以書面方式表示批準的情況下，不得以任何方式或以任何途徑 (包括電子、機械、復印、錄影或其他形式) 復製、分發、修訂、廣播、超鏈接、或傳送本影片之各部分或將本影片各部分儲存於可予檢索的系統。
In the event of any discrepancy between the English and Chinese versions, the English version shall prevail.
中英文版本如有歧義，一概以英文版本為準。
© Copyright. All intellectual property rights are hereby reserved.
© 版權所有，翻印必究。