Privacy Policy Statement

This Privacy Policy Statement relates to the collection, use and disclosure of personal data by China Minsheng Banking Corp., Ltd., Hong Kong Branch (“Bank”). Personal data is information relating to an individual.

The Bank respects customers' privacy and recognizes the importance of protecting the personal data of customers. It is the policy of the Bank to observe the Personal Data (Privacy) Ordinance of Hong Kong and other relevant laws and regulations in collecting, maintaining and using the personal data of customers. In doing so, the Bank will ensure compliance by the staff with the strictest standards of security and confidentiality.

Collection and use of personal data

The Bank collects personal data from the Bank's web portal visitors on a voluntary basis. Personal data collected by the Bank will be used for the purposes indicated in the respective screens in which customers are invited to provide personal data and in our “Notice to Customers and Other Individuals Relating to the Personal Data (Privacy) Ordinance” (“Notice to Customers”).

Personal data held by the Bank is kept confidential. The Bank will not use personal data collected from customers for any purposes other than those already specified to customers herein or in the Notice to Customers unless the customers have expressly agreed to such purposes, or unless such usage is permitted or required by law.

If you are our customer and are using our services on-line, or if you are a visitor and are applying for our services on-line, the Bank may collect information from you. Failure to provide such information to the Bank may result in the Bank being unable to entertain your application for such services or products.

Data Disclosure Restrictions

The Bank follows strict privacy procedures in regard to protection of personal data. No disclosure of personal data to third parties is allowed unless the related customer has been previously informed or the disclosure is permitted or required by any law binding on the Bank.

Data Retention

The Bank retains records of all on-line transactions for verification and checking purposes. When the information becomes unnecessary, the Bank will destroy them.

Data Security

All personal data provided to the Bank is secured with restricted access by authorized personnel.

Personal data may be transferred to, or stored at, a location outside of your country of residence. Regardless of where personal data is transferred, the Bank takes all steps reasonably necessary to ensure that personal data is kept securely.

You should be aware that the internet is not a secure form of communication and sending and receiving information over the internet carries with it risks including the risk of access and interference by unauthorized third parties. Information passing over the internet may be transmitted internationally (even when sender and recipient are located in the same country) via countries with weaker privacy and data protection laws than in your country of residence. The Bank does not accept responsibility or liability for the confidentiality, security or integrity of your personal data in connection with its transmission over the internet.

Other terms and conditions.

There may be specific terms and conditions in our banking and product agreements that govern the collection, use and disclosure of your personal data. Such other terms and conditions must be read in conjunctions with this Privacy Policy Statement.

Direct Marketing

If you do not wish us to use or provide to other persons your personal data for use in direct marketing, you may exercise your opt-out right by notifying us.

Personal Information Collection Statement

Please see the Bank’s “Notice to Customers and Other Individuals Relating to the Collection and Processing of Personal Data.pdf”.

Right of Access

Subject to applicable law, regulations and/or banking industry guidelines, you may have the right to request a copy of the personal data processed in relation to you, the Bank may be allowed by law to charge a fee for a copy of personal data.

Request for access to data or correction of data or for information regarding policies and practices and kinds of data held should be addressed to:

The Data Protection Officer

China Minsheng Banking Corp., Ltd., Hong Kong Branch

40th Floor, Two International Finance Centre, 8 Finance Street, Central, Hong Kong

Telephone: 2281 6800

Fax: 2899 2617

June 2017

 私隱政策聲明

本私隱政策是闡述本行對個人資料的收集、使用和披露的政策。個人資料指有關客戶個人的資訊。

本行尊重客戶私隱及深明保護客戶個人資料之重要性。於收集、紀錄維護及使用客戶之個人資料時恪守個人資料(私隱)條例及相關法律法規是本行之政策。為履行此承諾，本行會確保屬下職員依從保安及保密方面最嚴格的規定。

收集及使用個人資料

本行是在本行網站瀏覽者自願提供的情況下收集其個人資料。本行會將資料用於客戶被邀請提供個人資料之個別畫面及在「關於《個人資料（私隱）條例》致客戶及其他個別人士的通知」(「客戶通知」)所指示之用途上。

本行會把客戶個人資料保密。本行不會將個人資料使用於已在此或在客戶通知上述明的用途以外的其他用途上, 除非本行已獲得客戶明確的許可, 或在法例容許或要求下。

如 閣下是本行客戶並使用本行網上服務，或如 閣下正瀏覽本網站並於網上申請使用本行服務，本行可能向 閣下收集有關資料。如 閣下不提供該等資料，可能導致本行不能處理 閣下使用該等服務或產品的申請。

資料披露之限製

本行依從嚴謹之保障私隱程序以處理個人資料。除非有關客戶事前得到知會或在本行須遵守的任何法例所容許或要求下，本行是不準許將個人資料披露與第三者。

資料保留

本行將保留所有網上交易的記錄作核實及稽查之用。當不再需要該等資料時，本行將銷毀該等資料。

資料之安全保障

所有提供與本行之個人資料將受到保障，只準許獲授權之員工查閱。

個人資料可能會傳輸或儲存在您所居住國家外的地方。不管個人資料於何處傳輸，本行會采取一切合理的必要措施以確保個人資料被安全的保存。

您應該知悉，網際網路並非安全之通訊方式。透過網際網路發送和接收資訊有其風險，包括未獲授權的第三方侵入及幹擾的風險。透過網際網路傳送之資訊可能是經由對於隱私及資料保護較為薄弱之國家(與您所居住國家相比)進行國際傳輸(即使發送者和接收者位於同一個國家)。您的個人資料如透過網際網路傳輸，對其保密性、安全性及完整性，本行並不承擔責任或義務。

其他條款和條件

在本行銀行及產品合約中可能有特定的條款及條件規管您的個人資料搜集、使用及披露。這些條款及條件應與本私隱政策聲明一並閱讀。

直接促銷

如閣下不希望本行使用閣下之個人資料或將閣下之個人資料提供予其他人士作直接促銷用途，閣下可通知本行行使閣下之選擇權拒絕促銷。

個人資料收集聲明

請參閱中國民生銀行股份有限公司香港分行的「關於收集和處理個人資料致客戶及其他個別人士的通知.pdf」

存取之權利

根據適用法律、法規及/或業界準則之規定，您有權要求提供您個人資料的復製本，而本行依法可收取提供復製本之費用。

任何關於個人資料查閱或更正、或索取關於個人資料政策及守則或所持有個人資料類別的要求，應向下列人士提出：

資料保護主任

中國民生銀行股份有限公司香港分行

香港中環金融街8 號國際金融中心二期40 樓

電話：2281 6800

傳真：2899 2617

**此中文本只供參考用，文義如有歧異，以英文本為準。

2017年6月